diff --git a/config/dev.js b/config/dev.js
index 617f3bd..4f639fb 100644
--- a/config/dev.js
+++ b/config/dev.js
@@ -2,7 +2,7 @@
 export const DEV_CONFIG = {
   // 临时token，用于开发测试
   TEMP_TOKEN:
-    'eyJhbGciOiJIUzUxMiJ9.eyJsb2dpbl91c2VyX2tleSI6IjI0ZmI0M2NjLWUwZjktNDUxYi1iMWJjLWE0YThmMTk2OTNmMSJ9.anZvFb0DyonGBmQPeh2ZizaoNPj_FpynlFNJ_I0PHxqOb2kXpI8CLmbHoelb5P8gdaRcLvonWhtpbjUFCwkLlQ',
+    'eyJhbGciOiJIUzUxMiJ9.eyJsb2dpbl91c2VyX2tleSI6ImE5MGVlZDdmLWYwOTAtNDExMS05ZWMzLTZkMTM2ZjkwODg1NSJ9.s_IYhjbS_tPxJq28I4EN4H3wHLB1BezfJg-Ee4MeaOamx4jMkn376oVXQ24HaKGz4-4t5-ioPndRaOqxDa53JA',
 
   // 是否使用临时token
   USE_TEMP_TOKEN: true,
diff --git a/pages/requestWithdrawal/addCard.vue b/pages/requestWithdrawal/addCard.vue
index b692424..9369a62 100644
--- a/pages/requestWithdrawal/addCard.vue
+++ b/pages/requestWithdrawal/addCard.vue
@@ -2,7 +2,7 @@
   <view v-if="visible" class="modal-overlay" @click="handleClose">
     <view class="modal-content" @click.stop>
       <view class="modal-header">
-        <text class="modal-title">添加银行卡</text>
+        <text class="modal-title">添加账号</text>
         <text class="modal-close" @click="handleClose">×</text>
       </view>
 
diff --git a/pages/requestWithdrawal/deleteCard.vue b/pages/requestWithdrawal/deleteCard.vue
index d4a86f0..1fefffa 100644
--- a/pages/requestWithdrawal/deleteCard.vue
+++ b/pages/requestWithdrawal/deleteCard.vue
@@ -2,12 +2,12 @@
   <view v-if="visible" class="modal-overlay" @click="handleClose">
     <view class="modal-content" @click.stop>
       <view class="modal-header">
-        <text class="modal-title">删除银行卡</text>
+        <text class="modal-title">删除账号</text>
         <text class="modal-close" @click="handleClose">×</text>
       </view>
 
       <view class="modal-body">
-        <view class="delete-tip">请选择要删除的银行卡：</view>
+        <view class="delete-tip">请选择要删除的账号：</view>
 
         <!-- 加载状态 -->
         <view v-if="loading" class="loading-container">
@@ -15,7 +15,7 @@
           <text class="loading-text">删除中...</text>
         </view>
 
-        <!-- 银行卡列表 -->
+        <!-- 账号列表 -->
         <view v-else-if="bankList.length > 0" class="bank-list">
           <view
             v-for="bank in bankList"
@@ -40,7 +40,7 @@
         <!-- 空状态 -->
         <view v-else class="empty-state">
           <text class="empty-icon">💳</text>
-          <text class="empty-text">暂无银行卡</text>
+          <text class="empty-text">暂无账号</text>
         </view>
       </view>
 
@@ -109,7 +109,7 @@ export default {
       return '**** **** **** ' + cardNumber.slice(-4)
     },
 
-    // 获取银行类型文本
+    // 获取账号类型文本
     getBankTypeText(type) {
       const typeMap = {
         B: '银行卡',
@@ -119,11 +119,11 @@ export default {
       return typeMap[type] || '未知类型'
     },
 
-    // 删除银行卡
+    // 删除账号
     async handleDelete() {
       if (this.selectedIds.length === 0) {
         uni.showToast({
-          title: '请选择要删除的银行卡',
+          title: '请选择要删除的账号',
           icon: 'none',
         })
         return
@@ -131,7 +131,7 @@ export default {
 
       uni.showModal({
         title: '确认删除',
-        content: `确认删除选中的${this.selectedIds.length}张银行卡吗？`,
+        content: `确认删除选中的${this.selectedIds.length}张账号吗？`,
         success: async res => {
           if (res.confirm) {
             this.loading = true
@@ -153,7 +153,7 @@ export default {
                 })
               }
             } catch (error) {
-              console.error('删除银行卡失败:', error)
+              console.error('删除账号失败:', error)
               uni.showToast({
                 title: '删除失败，请重试',
                 icon: 'none',
diff --git a/pages/requestWithdrawal/requestWithdrawal.vue b/pages/requestWithdrawal/requestWithdrawal.vue
index 5da6aa2..3acf46a 100644
--- a/pages/requestWithdrawal/requestWithdrawal.vue
+++ b/pages/requestWithdrawal/requestWithdrawal.vue
@@ -45,8 +45,8 @@
           <view class="bank-info">
             <image :src="selectedBank.icon" class="bank-icon" mode="aspectFit"></image>
             <view class="bank-details">
-              <text class="bank-name">{{ selectedBank.displayName || '请选择银行卡' }}</text>
-              <text class="bank-card">{{ selectedBank.cardNumber || '暂无银行卡' }}</text>
+              <text class="bank-name">{{ selectedBank.displayName || '请选择账号' }}</text>
+              <text class="bank-card">{{ selectedBank.cardNumber || '暂无账号' }}</text>
               <text v-if="selectedBank.name" class="bank-owner"
                 >收款人: {{ selectedBank.name }}
               </text>
@@ -55,17 +55,17 @@
           <text class="arrow-icon">›</text>
         </view>
 
-        <!-- 银行卡管理按钮 -->
+        <!-- 账号管理按钮 -->
       </view>
 
       <view class="bank-management">
-        <view class="bank-btn add-btn" @click="showAddModal = true">添加银行卡</view>
-        <view class="bank-btn delete-btn" @click="showDeleteModal = true">删除银行卡</view>
+        <view class="bank-btn add-btn" @click="showAddModal = true">添加账号</view>
+        <view class="bank-btn delete-btn" @click="showDeleteModal = true">删除账号</view>
       </view>
 
-      <!-- 银行卡状态提示 -->
+      <!-- 账号状态提示 -->
       <view v-if="userBankList.length === 0" class="bank-status-tip">
-        <text class="tip-text">您还没有添加银行卡，请先添加银行卡</text>
+        <text class="tip-text">您还没有添加账号，请先添加账号</text>
       </view>
 
       <!-- 提现按钮 -->
@@ -95,13 +95,13 @@
       </view>
     </view>
 
-    <!-- 添加银行卡组件 -->
+    <!-- 添加账号组件 -->
     <add-card :visible="showAddModal" @close="showAddModal = false" @success="onBankSuccess" />
 
-    <!-- 删除银行卡组件 -->
+    <!-- 删除账号组件 -->
     <delete-card
-      :visible="showDeleteModal"
       :bank-list="userBankList"
+      :visible="showDeleteModal"
       @close="showDeleteModal = false"
       @success="onBankSuccess"
     />
@@ -142,9 +142,9 @@ export default {
         cardNumber: '',
         type: 'BANK',
       },
-      // 用户银行卡列表
+      // 用户账号列表
       userBankList: [],
-      // 银行卡管理相关
+      // 账号管理相关
       showAddModal: false,
       showDeleteModal: false,
     }
@@ -189,17 +189,17 @@ export default {
       }
     },
 
-    // 获取用户银行卡列表
+    // 获取用户账号列表
     async fetchUserBankList() {
       try {
-        console.log('开始获取用户银行卡列表...123')
+        console.log('开始获取用户账号列表...123')
         const response = await getUserBankList()
         console.log('API响应123:', response)
         console.log('row:')
         if (response.code === 200 && response.rows) {
           this.userBankList = response.rows || []
-          console.log('用户银行卡列表获取成功:')
-          // 处理银行卡数据
+          console.log('用户账号列表获取成功:')
+          // 处理账号数据
           this.userBankList = this.userBankList.map(item => ({
             ...item,
             cardNumber: this.maskCardNumber(item.no),
@@ -207,33 +207,33 @@ export default {
             displayName: this.getDisplayName(item),
           }))
 
-          console.log('用户银行卡列表获取成功:', this.userBankList)
+          console.log('用户账号列表获取成功:', this.userBankList)
 
-          // 如果有银行卡，设置默认选中的银行卡
+          // 如果有账号，设置默认选中的账号
           if (this.userBankList.length > 0) {
             this.selectedBank = this.userBankList[0]
             this.withdrawalData.bankId = this.selectedBank.id
-            console.log('设置默认银行卡:', this.selectedBank)
+            console.log('设置默认账号:', this.selectedBank)
           } else {
-            console.log('没有找到银行卡，显示空状态')
+            console.log('没有找到账号，显示空状态')
           }
         } else {
           console.log('API返回错误:', response)
           uni.showToast({
-            title: response.msg || '获取银行卡列表失败',
+            title: response.msg || '获取账号列表失败',
             icon: 'none',
           })
         }
       } catch (error) {
-        console.error('获取用户银行卡列表失败:', error)
+        console.error('获取用户账号列表失败:', error)
         uni.showToast({
-          title: '获取银行卡列表失败',
+          title: '获取账号列表失败',
           icon: 'none',
         })
       }
     },
 
-    // 掩码银行卡号
+    // 掩码账号号
     maskCardNumber(cardNumber) {
       if (!cardNumber) return ''
       if (cardNumber.length <= 8) return cardNumber
@@ -262,7 +262,7 @@ export default {
       return '银行卡'
     },
 
-    // 银行卡操作成功回调
+    // 账号操作成功回调
     onBankSuccess() {
       this.fetchUserBankList()
     },
@@ -298,7 +298,7 @@ export default {
     selectBank() {
       if (this.userBankList.length === 0) {
         uni.showToast({
-          title: '请先添加银行卡',
+          title: '请先添加账号',
           icon: 'none',
         })
         return
@@ -312,7 +312,7 @@ export default {
           const selectedBank = this.userBankList[res.tapIndex]
           this.selectedBank = selectedBank
           this.withdrawalData.bankId = selectedBank.id
-          console.log('选择银行卡:', selectedBank)
+          console.log('选择账号:', selectedBank)
         },
       })
     },
@@ -327,7 +327,7 @@ export default {
 
       if (!this.withdrawalData.bankId) {
         uni.showToast({
-          title: '请选择提现银行卡',
+          title: '请选择提现账号',
           icon: 'none',
         })
         return
@@ -644,7 +644,7 @@ view {
   }
 }
 
-/* 银行卡管理样式 */
+/* 账号管理样式 */
 .bank-management {
   margin-top: 20rpx;
   display: flex;
@@ -670,7 +670,7 @@ view {
   }
 }
 
-/* 银行卡状态提示 */
+/* 账号状态提示 */
 .bank-status-tip {
   margin: 20rpx 30rpx;
   padding: 20rpx;
@@ -825,7 +825,7 @@ view {
   }
 }
 
-/* 银行卡列表样式 */
+/* 账号列表样式 */
 .bank-list-modal {
   .modal-content {
     .bank-list {